blockchain
5 Fintech Innovation Traps vs Small‑Biz Bank Fees
5 Fintech Innovation Traps vs Small-Biz Bank Fees Instant blockchain loans can generate daily cash-flow gains of $450 per SME in Ethiopia, but fintech innovation traps can erode those savings compared with traditional bank fees. While DeFi promises speed and low rates, hidden cost structures, regulatory uncertainty, and platform lock-in