retail cbdc problems
5 Digital Assets Traps Stalling CBDC Merchant Adoption
5 Digital Assets Traps Stalling CBDC Merchant Adoption Fewer than 5% of pilot merchants plan to keep accepting CBDCs after trials, because infrastructure gaps, interoperability friction, regulatory uncertainty, DeFi competition, and retail-level problems create barriers. In a 2026 survey of 312 payment processors, 68% postponed CBDC rollout due to legacy